Spread the cost without paying anything extra

Spread the cost with our 0% APR interest free finance option. Only a 10% deposit is required. And you don't pay any interest at all for the entire duration of the loan period.

Example shown above:

  • Purchase price:£3,000
  • Deposit: £300
  • Credit amount: £2,700
  • 36 monthly payments: £75
  • Total repayable: £3,000
  • Term duration: 36 months
  • Rate of interest: 0%

Longer term, lower monthly repayments

If you're looking for the lowest monthly repayments so your bike doesn't get in the way of your finances, then choose a 15.9% APR finance.

Example shown above

  • Purchase price: £799
  • Deposit: £79.90
  • Credit amount: £720.10
  • 48 monthly payments: £19.96
  • Total repayable: £1,037.98
  • Term duration: 48 months
  • Rate of interest: 15.9%

Spread the cost without paying any extra

Available on most purchases (*) over £500. Excludes second hand bikes and offer products.
(*) See individual product for details

Deposit Months Total Sale Apr Scheme
10% 6 £500 0% Direct debit
10% 10 £750 0% Direct debit
10% 12 £1,000 0% Direct debit
10% 18 £1500 0% Direct debit
10% 24 £2000 0% Direct debit
10% 36 £3000 0% Direct debit

Please note: When your basket contains mixed deal products (eg: a bike with an offer product) the system defaults to the lesser deal. It may be possible to over-ride this in-store .

Keep your payments low

This option is available on all purchases over £400 (including Offers & second hand). It's also a great way of keeping those payments low on high ticket items.
Deposit Months Total Sale Apr Scheme
10% 12 to 48 £400 to £5000 15.9% Direct debit

In-store procedure

Please note: You must be 18 or over and working and living in the UK.

You have to pay the deposit with your debit card, from the account you want to make your monthly payments from. Plus bring one of the ID's below;

Photographic ID: Passport or driving license.
Address verification ID: A utility bill or bank statement confirming your current address. (not mobile phone bill)

Decisions usually take 15 minutes to process, so in most cases you can take the goods away with you.

Mail Order procedure

Please note: You must be 18 or over and working and living in the UK.

  • Add all the goods you wish to purchase to the shopping basket.
  • View 'Your Cart'
  • Select your 'Delivery Region & preferences' and Submit Order
  • Select the pay by V12 finance option
  • Choose your preferred finance deal
  • Complete & submit the secure form
  • V12 will automatically process your application
  • If your application is successful they will ask you to pay the required deposit. This is all done on-line.
  • We will be informed of your successfull application and contact you (next day Mon-Fri) to arrange delivery of the order.
  • Should your application need refereing or not be successfull, V12 will advise you accordingly
  • The goods have to be delivered to the address used on the finance agreement. (no exceptons)

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